BUYING A HOME
KNOW WHAT YOU CAN AFFORD:  Before deciding to buy a home, you first need to determine exactly how much you can afford to spend each month; and what additional expenditures you might incur.

>  Initial Cost 

>  Monthly Costs

THE DOWN PAYMENT:  Very few home buyers have the cash available to buy a home outright

Using RRSPs to Help: With the federal governments Home Buyers' Plan you can use up to $20,000 in RSP savings (40,000 for a couple) to help finance a down payment on a first home.

 Mortgage Basics Besides the actual type of mortgage you select, there are other important characteristics of your mortgage that determine exactly how much you will pay-both monthly and over the life of your mortgage.

> Finding that perfect Home

> Resale vs New

> Working with Real Estate agent

>The Offer to Purchase

> Establish your purchase Price

> Home Inspection

> Possession date